2 Youth from Apex Club of Leganes, Philippines will be in Penang.

Youth Exchange 

17th -23rd September 2012

Apexian Johanna Kay and Apexian Whendie Joy

Members of Apex Club Of Leganes, Philippines

 

Dinner Notice 924th, 5th September 2013, May Garden Restaurant, Penang Road.

  Dinner Meeting Year 2012
                                                      
                 924th                                        5th September 2012
Place  : May Garden Restaurant,Penang
Time   : 7.30pm Fellowship
      : 8.00pm Meeting

Chairman     :   Terrie Loo
Finemaster  :   Jason Ang

Apex Endurance Charity Cycleton, 22nd-25thJanuary 2013

 

Twenty cyclists from Malaysia and Singapore are participating in the upcoming Apex Endurance Charity Cycleton scheduled in late January 2013. From Apex Penang, the cyclists will ride down to Ipoh, Kuala Lumpur, Batu Pahat, ending at Apex Harmony Lodge, located at Pasir Ris, east of Singapore.

Proceeds raised from this inaugural charity cycleton will benefit needy students from Penang and the elderlies living with dementia in Singapore. Besides making a difference to the lives of the disadvantaged, the organising committee hopes to foster good will and comradeship among the two nationals involved in this event.

Launched in 2011, Apex Penang Education Fund provides financial assistance, at tertiary level, to deserving students from disadvantaged backgrounds. While the fund is fully managed by members of Apex Club Penang, Sub-Committees are formed to fundraise, select deserving candidates and fund disbursement. Apex Penang Education Fund raises its own funds through donations and fund-raising projects such as this upcoming Apex Edurance Charity Cycleton.

Apex Harmony Lodge is the first purpose-built 210 bedded Lodge in Singapore for people living with dementia. With facilities for both residential and day care, the Lodge has pride itself in providing affordable and quality dementia care since 1999. Besides medical subvention funding from the Singapore government, the Lodge relies on donations and fund-raising activities to sustain its operation.

Whether you wish to support us in terms of sponsorship, donations and/or participation, be assured that your contributions will go towards the worthy cause of helping both the beneficiaries from Penang and Singapore.

You can support the Apex Endurance Charity Cycleton 2013 by:

•    Being a Platinum, Diamond, Gold, Silver, Hope, or Charity Sponsor;

•    Donations In-Kind;

•    Logo placement on our cyclist apparels, safety vehicles and banners;

•    Outright Cash Donation

Details are listed on the Pledge of Commitment enclosed.

We would like to thank you in advance for your invaluable support. Should you require further information, you may like to contact:

 Mr. Mai Edward

Chairman of  Apex Penang Education Fund

Apex Club Of Penang

+6012 4221197

edward.mai@inari-tech.com

Mr. Lee kai Eng

President of Apex Club Of Penang

+ 6012 4936373

kelee@art.net.my

Singapore contact:

Ms. Susan Tan

Admin Executive, Community Partnerships & Development

Apex Harmony Lodge

+ 65 6585 2265

susantan@apexharmony.org.sg

WHY PAY INCOME TAX ????

This system sounds familiar, no?

Suppose that once a week, ten men go out for beer and the bill for all ten comes to RM100.

 

If they paid their bill the way we pay our taxes, it would go something like this...

The first four men (the poorest) would pay nothing.

The fifth would pay RM1.

The sixth would pay RM3.

The seventh would payRM 7.

The eighth would pay RM12.

The ninth would pay RM18.

And the tenth man (the richest) would pay RM59.

So, that's what they decided to do.

The ten men drank in the bar every week and seemed quite happy with the arrangement until, one day, the owner caused them a little problem. "Since you are all such good customers," he said, "I'm going to reduce the cost of your weekly beer by RM20.” Drinks for the ten men would now cost just RM80.

The group still wanted to pay their bill the way we pay our taxes. So the first four men were unaffected. They would still drink for free but what about the other six men? The paying customers? How could they divide the RM20 windfall so that everyone would get his fair share?

They realized that RM20 divided by six is RM3.33 but if they subtracted that from everybody's share then not only would the first four men still be drinking for free but the fifth and sixth man would each end up being paid to drink his beer.

So, the bar owner suggested that it would be fairer to reduce each man's bill by a higher percentage. They decided to follow the principle of the tax system they had been using and he proceeded to work out the amounts he suggested that each should now pay.

And so, the fifth man, like the first four, now paid nothing (a 100% saving).

The sixth man now paid RM2 instead of RM3 (a 33% saving).

The seventh man now paid RM5 instead of RM7 (a 28% saving).

The eighth man now paid RM9 instead of RM12 (a 25% saving).

The ninth man now paid RM14 instead of RM18 (a 22% saving).

And the tenth man now paid RM49 instead of RM59 (a 16% saving).

Each of the last six was better off than before with the first four continuing to drink for free.

But, once outside the bar, the men began to compare their savings. 

"I only got RM1 out of the RM20 saving," declared the sixth man. 

He pointed to the tenth man, "but he got RM10"

"Yes, that's right," exclaimed the fifth man."I only saved RM1 too. It's unfair that he got ten times more benefit than me"

"That's true" shouted the seventh man. "Why should he get RM10 back, when I only got RM2? The wealthy get all the breaks"

"Wait a minute," yelled the first four men in unison, "we didn't get anything at all. This new tax system exploits the poor" The nine men surrounded the tenth and beat him up.

The next week the tenth man didn't show up for drinks, so the nine sat down and had their beers without him. But when it came time to pay the bill, they discovered something important - they didn't have enough money between all of them to pay for even half of the bill.

And that, boys and girls, journalists and government ministers, is how our tax system works. The people who already pay the highest taxes will naturally get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy and they just might not show up anymore. 

 

In fact, they might start drinking overseas, where the atmosphere is somewhat friendlier.

 

For those who understand, no explanation is needed.

For those who do not understand, no explanation is possible.

But if I am drunk, maybe I will understand.

Singaporean cyclists went through great distance to raise funds for Apex Club of Penang.

Friday August 17, 2012

Singaporean cyclists went through great distance to raise funds

By Percy D’Cruz
malacca@thestar.com.my

Malacca: A group of cyclists from the Singapore Apex Club had embarked on a journey from the island republic to Malacca in an effort to raise funds.
The team of 21 riders led by Clifford Lee, a former Apex Club president, had cycled a distance of 245km and raised RM15,000 for charity.
The cyclists, all regarded as Facebook friends and supporters of Singapore’s Apex Club of Bukit Timah had timed their arrival to coincide with the 37th National Convention of the Association of Apex Clubs of Malaysia.
They arrived in batches after riding for 12 hours from Singapore.

A brief stop: Some of the cyclists taking a break along the North-South Highway near Pagoh.

At a special meeting, they donated RM11,650 to the Apex Club of Penang and Malacca for respective charitable projects involving awarding educational bursaries to pupils and local orphanages in need of financial aid.
Lee said the cyclists have always come to the forefront when it comes to raising funds for charitable organisations.
All were undertaken in order to raise funds for the community’s poor and marginalised, he added.
“The group is in the midst of planning similar cycling trips in the new year with the aim to help clubs whose members sacrificed valuable time and energy carrying out work for the underprivileged.”
On the subject of volunteerism, he said that it’s an experience which cannot be gained from regular employment.
This facet of life can define oneself and help one to grow as a person.
“Do not volunteer for a cause you know nothing about unless you are willing to learn. Keep your eyes and ears open as there are plenty of worthwhile and noble causes which you can get involved in.
“It is not difficult to find a cause that fits a person’s interest and schedule.
“Volunteerism provides an opportunity to see those who live on the other side of the fence and understand their problems and shortcomings.”

Glorious Days at Apex Penang 2011/2012

GLORIOUS  DAYS  AT  APEX  PENANG 2011/2012 --President Mike

The Apex Club of Penang is ever at the fore-front to do  service projects for society at large.

In support of Apex’s National Project of  Go-Green through collecting wastes and to re-cycle items like old newspapers, clothing, cans and computers, Apex Penang’s Recycling Project netted almost RM3,000, out of which RM1,000 was donated to ETF at the Mid-Term Meeting in Ipoh Kinta.

Hurray ! We had cleaned up the neighborhood and filled our coffer 

During the Apex Service Week on 28^th of March 2012, Penang  Apexians  treated the inmates of Penang Cheshire Home to a sumptuous dinner. The occasion became more meaningful with the presence of PNPs of Apex Malaysia, Apexians  K. Thavanesan and T. Ganesan who brought along PNP of NSW Australia, Life Member Paul Gallagher  and Apexian Scott Hart, Apex Club of Allbury, NSW. They were also accompanied by their families and friends.

After a hearty dinner, one for the album.

IPP  Mike Ong presented club’s bannerette to PNP Paul Gallagher

We are a familiar face at charity food fairs. Our Apexians have earned a reputation of selling chendol to support worthy cause. On 15^th April 2012,  Apex Penang answered a clarion call  and all proceeds of chendol sales at the occasion went to Mount Miriam Hospital for its cancer patients.

Our high-class cendol sellers, toiling for a worthy cause.

Apexian Amy Yeap promoting our chendol

With more than RM50,000 in Apex Penang Education Fund, we had begun to reach out to deserving under-graduates. Our first recipient of RM5,000 was Ms Mun Yee, a final year student.

Apex Pg Education Fund Chairman, Edward Mai at the Bursary Presentation

Apexians from near and far loved to visit Penang for the excellent hospitality of Penang Apexians.  Most, if not all, are warmly treated to the tasty hawkers’ foods and nostalgic  tri-shaw rides. We are adept at international relations, particularly with the NIRD 2011/2012 being  a Penang Apexian. The most recent visit was by Apexian Kate Huth, IR Director of Apex Australia. We took the opportunity to take her to the Sungai Petani Club’s installation Night , held on 14^th July 2012. 

Dinner Notice 923 , 15th August 2012, May Garden Restaurant.

victor.....you no way near me !!!

Dinner Notice : 923
Place : May Garden Restaurant,Penang
Time : 7.30pm Fellowship
: 8.00pm Meeting

Chairman: Mai Edward
Finemaster: Balan Menon

Chillies Prevent Heart Attacks

Ten Reasons why we should eat chilly. Because it…

1. Strengthens the heart, even stops heart attacks in progress!
2. Increases blood flow and cleans arterial wall plaque while rebuilding red blood cells
3. Aids digestion, even helps eliminate ulcers (surprise!)
4. Stimulates the liver and helps heal the gall bladder
5. Kills prostate cancer cells and shrinks tumors
6. Anti inflammatory eases arthritis
7. Shrinks hemorrhoids
8. Topical application on open wounds stops bleeding
9. Emulsifies triglycerides
10. Anti fungal, promotes waste elimination